A strict access system where a central administrator, and nobody else, decides who may open each file or system.
Like a building where security hands out badges with fixed clearance levels: no employee can lend out or raise their own access.
Cloud covers permissions and sharing settings in your Microsoft 365 or Google workspace, which is the practical version of this idea for a small office.
Does a small business need this?
Rarely. Most small offices use role-based permissions in Microsoft 365 or Google. It matters when a contract or auditor asks for that level of strictness.

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