A secure way to log into another computer and run commands over the internet.
Like a private, armoured tunnel from your keyboard to a machine far away: nobody on the road in between can see or alter what passes through.
Do I need to know about SSH?
Probably not day to day. It is the tool your IT provider uses, and the question to ask is whether passwords are still allowed.
Every WILDCARD card exists to solve one named problem. Find yours.