The standard way email travels from the sender's server to the recipient's server.
Like the mail carrier who picks up your letter and drives it to the right post office.
What do I enter when an app asks for SMTP settings?
Your mail provider supplies the server name, port and a sign-in. Your IT provider can set it up so the app also passes SPF and DKIM.
Every WILDCARD card exists to solve one named problem. Find yours.