The system behind buttons like Sign in with Google, which lets one app use part of your account without seeing your password.
Like a hotel keycard that opens one room for one night: it gets the guest where they need to go without handing over the master key.
A two-person agency clicked Allow on a fake document app. It gained permission to read all of the owner's email, and the password never changed, so nothing seemed wrong.
Cloud covers connected apps in your Microsoft 365 or Google tenant, including which ones may be approved.
How do I see what apps have access to my account?
Check the connected apps or app permissions page in your Microsoft or Google account, and remove anything you do not use.

Every WILDCARD card exists to solve one named problem. Find yours.