Chat messages sent instantly between people, such as in Teams or WhatsApp.
Like passing quick notes across the office instead of writing letters.
A firm discussed a client contract over a personal messaging app. When the employee left, the only record went with her phone.
Cloud covers the Microsoft 365 or Google workspace, including Teams and chat settings.
Should staff use WhatsApp for client work?
Pick one approved tool and keep records where the business controls them.

Every WILDCARD card exists to solve one named problem. Find yours.