An older way of reading email that downloads messages to one device and often removes them from the server.
Like collecting your letters from the post office and carrying them home: once you have them, only your house has them.
A small shop used POP on one old computer. When its drive failed, ten years of customer email went with it, because the server copy had been deleted.
Should I still use it?
Rarely. Choose IMAP or a modern account type so mail is kept on the server and backed up.
Every WILDCARD card exists to solve one named problem. Find yours.