Guessing passwords over and over, with software, until one works.
Like trying every combination on a padlock: it is slow for one number and fast for a machine that never gets tired.
Identity Monitor watches every login and session and shuts down suspicious activity automatically. Password Manager creates passwords too long to guess.
Is a long password enough? Long and unique helps a lot. Add MFA so a guess alone is never enough.
Every WILDCARD card exists to solve one named problem. Find yours.