A scam phone call where someone pretends to be your bank, the CRA or IT support to get money or information.
Like a stranger at the door in a uniform in place of a letter: no paper to inspect, only a confident voice and a story.
Phishing Training builds the pause-and-verify habit. A call-back rule for payments is a policy a vCIO can write.
How do I know a caller is real? Hang up and call the number on the bank card, statement or your own contacts. A real caller will not mind.
Every WILDCARD card exists to solve one named problem. Find yours.