The person who looks after a company's databases, keeping them running, backed up and secure.
Like the records clerk who runs the filing room: knows where every folder is, who may open it and that copies exist.
vCIO helps a business ask the right questions about who looks after its data.
Do I need one?
If your software runs in the vendor's cloud, the vendor fills the role. Ask them in writing how often backups run and how a restore is tested.
Every WILDCARD card exists to solve one named problem. Find yours.