A scam that hides a bad link inside a QR code.
Like a sealed instruction you cannot read until you follow it: you only see where it sends you after you have already gone.
Phishing Training builds the habit of checking before scanning. Email Security filters the emails that carry them.
Are all QR codes dangerous? No. Treat them like links: read the address before opening, and avoid ones that ask you to sign in.
Every WILDCARD card exists to solve one named problem. Find yours.